A prepaid gift card can be one of the most thoughtful gifts that you can give for a birthday, wedding, anniversary or Christmas present.
It is an item that pretty much guarantees the recipient will be able to select whatever it is that they most need or want.
Most online retailers and local department stores offer gift cards for purchase in a wide variety of themes and financial denominations. There are also prepaid cards for music downloads, phone use, magazine subscriptions, restaurant and entertainment purchases, or cash.
There is a wide selection available. All you have to do is choose the card which is most suited to your needs and follow a few simple rules to insure that you or your recipient don't encounter any future issues.
You Choose Your Card, Your Price, and Method of Delivery
When purchasing for one person or for large groups gift cards are a convenient way to get your holiday shopping complete.
Popular selection choices are:
Cards of all varieties are available locally or online. Most start in denominations of $10.00 or $20.00 and work their way upwards from there.
Whether you are choosing a shopping, restaurant, or entertainment card it is generally recommended to select from a recognizable name brand. Large chain names are the most popular gift cards to choose from and most generally insure a fair and reputable product to their consumers.
You Choose the Location and Your Recipient Gets to go Shopping
Drugstores and department stores such as Target, WalMart, Amazon.com, and Home Depot are a few of the many businesses which offer a gift card service to their customers.
A nice twist to the prepaid card giving theme are monetary gift cards put out by Visa, Mastercard, and American Express which are designed for a more versatile method of giving.
With these prepaid cash cards the recipient can make purchases at the locations where they desire to rather than at a specific location which is generally the standard for store gift card.
There are a few things to take into consideration when purchasing gift cards to insure that your gift is everything that you want it to be. Service charges, expiration dates, or fraud can steal away all or a portion of your your intended gift if you don't read the small print before you make your purchase. It is very important to research first the cards that you are planning on purchasing.
Tips for Buying Prepaid Gift Cards
Ranking within the top ten on the most popular US restaurant chains list Applebee's is a great choice in gift cards. For personal or business use it is a gift that is sure to bring a smile to those who receive it.
1. Check to insure that the card does not have an expiration date. If it does then insure that this date is sufficient time for the card to be used. Some gift cards simply become invalid after a certain length of time and you do not want your prepaid gift card be one of them.
2. Verify any additional fees or service charges that will be applied to the card after purchase. Many monetary cards come with an activation fee, service charge fees, or penalties for lack of use or the length of time needed to cash in the entire value of the card. If you are not careful in selecting your card these additional charges can eat up a large monetary portion of your gift.
3. Insure that the card which you purchase has a fraud protection policy in place. Con artists are constantly looking for a means to relieve you of a few of your hard earned dollars and in the past prepaid gift cards have been the perfect opportunity for them to do so.
Most reputable companies now have a fraud protection policy in place to protect gift card holders but it is always wise to insure that the company which you deal with is one of them.
A Grocery or Cash Card Can be More Than Just Convenient
It allows the recipient to select what they most need or want. Groceries can sometimes be the best present.
Over 100 Billion Gift Cards are Purchased Annually
It is also important to note that gift cards are generally classed as unsecured debts when a company bankruptcy occurs. This means that should the business which issued your prepaid gift cards go bankrupt the company would not be held liable for those debts and any issued gift cards would automatically become worthless.
Generally purchasing prepaid gift cards from a large name brand company will help to insure the security of the cards you purchase. Rest assured that for the majority of the time a prepaid gift card is a very safe purchase to make.
Over 100 billion dollars is spent on gift certificates yearly. The popularity of giving prepaid gift cards continues to increase which means that there are a lot of satisfied customers out there. Prepaid gift cards are a gift that virtually everyone wants to receive.
Watch for Bonus Gift Cards at Your Favorite Stores as Well
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